Exchange Rates for Debit cards issued by PayPal in Europe

View the exchange rates and how they compare to the latest available foreign exchange reference rates from the European Central Bank. PayPal uses the Mastercard exchange rate, without adding additional costs for currency conversion.

Applied exchange rates are specific to the date and time Mastercard processes the transaction, which can be different from the transaction date. When your transaction is converted by the merchant or an ATM operator, the above exchange rates shall not apply. In case the latest European Central Bank or Mastercard rate is not available for display for any reason, the dates presented alongside the above European Central Bank or Mastercard rates can serve to clarify when the rates were last updated on this page. Please refer to the terms and conditions of your PayPal issued debit card for any transaction or withdrawal costs that may apply.