Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. View Tap to Pay on iPhone countries and regions.
Tap to Pay on iPhone
Take contactless payments with your iPhone.
With Tap to Pay on iPhone and the PayPal app, you can now accept all major types of in-person, contactless payments right on your phone — from physical cards to Apple Pay and other digital wallets. It's easy, secure and private.
How it works.
No additional hardware.
There’s no need to invest in and manage card readers and terminals, so Tap to Pay on iPhone makes it simple to start a new business or expand a current one. With just an iPhone and the PayPal app, anyone can accept contactless payments. It’s that simple.
Expand where you do business.
With Tap to Pay on iPhone, anyone can do business in more places simply by accepting contactless payments right on iPhone. The checkout experience makes it easy to connect with customers, take payments in more places, and explore new setups. It’s like business, all you need is iPhone and the PayPal app.
Privacy and security built in.
Tap to Pay on iPhone uses the built-in security and privacy features of iPhone. When a payment is processed, Apple doesn’t store card numbers on Apple servers — helping to protect your business and customer data. So merchants and customers can rest assured that their data stays theirs.
No recording.
When a payment is processed, Tap to Pay on iPhone is designed to prevent all photo, video, screenshot, and screen-recording features from capturing a customer’s card number.
Getting started is easy.
Download the app and sign up.
To use Tap to Pay on iPhone, simply download the PayPal app, sign up for a PayPal business account and start accepting in-person payments anytime where you do business.
No additional hardware required.
All you need is your iPhone and a PayPal business account on the PayPal app.
Privacy and security built-in.
Tap to Pay on iPhone uses the built-in features of iPhone to help keep transactions secure.
How to take a payment with Tap to Pay on iPhone.
- Download the PayPal app on your iPhone and sign-up for a PayPal business account.
- Key in an amount for a product or service – then enable Tap to Pay on iPhone.
- Present the iPhone to the customer.
- Your customer holds their card horizontally or their device at the top of your iPhone over the contactless symbol for a few seconds.
- When you see the Done tick, the card read is complete and the transaction is being processed.
Accept popular payment types
Give customers the flexibility to pay the way they want with just one tap. Accept debit and credit cards and digital wallets — with secure, safely encrypted PayPal transactions.
Frequently asked questions
Get started with Tap to Pay on iPhone
Download the app for free and use our Tap to Pay feature to accept contactless payments on your iPhone.