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How PayPal Pay Later

works

We offer a selection of flexible payment options for your travel purchases, so you can choose how you want to spread the cost at checkout.

Get to know Pay in 4

Pay in 41

Pay Monthly2

Purchase amount

$30 to $1,500

$49 to $10,000

Number of payments

4 interest-free payments

3, 6, 12, or 24 payments

Time between payments

Bi-weekly (1 down payment & 3 payments)

Monthly

APR

0%

9.99% to 35.99%

Set it and forget it

01

Checkout

Choose PayPal at checkout and select a Pay Later option.

02

Get a decision

Get a decision in seconds, and if approved, choose the plan that works for you.

03

Make payments

Make payments securely in the app or online, with the ease of autopay.

Rack up rewards

PayPal makes it easy to earn rewards. Discover offers3 from top brands in the app and check out with PayPal.

  • We’ll apply available offers at checkout and let you know when they’re ready to be redeemed

  • Track and redeem in the app

Manage travel expenses

Simplify your travel planning by managing payments seamlessly in the app or online.

Whether you're booking flights, hotels, or entire vacation packages, our PayPal app gives you the flexibility to make payments on travel over time. Discover more with PayPal.

Buy Now, Pay Later FAQs

Discover more ways

to pay

All

in the

PayPal app.

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.