Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms. If approved, you'll get a PayPal Credit Card to use everywhere Mastercard is accepted or a PayPal Credit digital line to use when checking out with PayPal with the same special financing on purchases of $149+.1
Meet the PayPal Credit Card
No Interest if paid in full in 6 months1
Enjoy special financing on all purchases of $149+1 everywhere PayPal or Mastercard® is accepted. Applying is easy with no impact to your credit score if declined.2
Your go-to for everyday purchases
Six months special financing isn’t an intro promotion, it’s an everyday offer for all purchases of $149+ with the PayPal Credit Card, everywhere Mastercard is accepted, and online with the PayPal Credit digital line when checking out with PayPal.1
No Annual Fee³
Use the PayPal Credit Card or the PayPal Credit digital line and pay no Annual Fee. See PayPal Credit Mastercard and PayPal Credit Terms and Conditions.
Pay $0 interest if paid in full in 6 months1
Enjoy special financing on all purchases of $149+1.
No impact to your credit score if declined2
Apply and get a credit decision in seconds.
Shop with confidence
Purchase Protection
You're covered by PayPal for eligible purchases you don't receive or if something shows up significantly different than described. Terms and limitations apply.
Safe. Secure.
And so
much more.
With the PayPal Credit Card, enjoy the benefits of Mastercard®. Gain access to ID Theft Protection, travel concierge services, and more. See Mastercard Guide to Benefits for details.
Love it, buy it.
Pay over time.
The PayPal Credit Card works everywhere you choose to shop, whether it’s in stores or online. From booking a flight to grabbing groceries, it's ready for you wherever life takes you.
Airbnb
American Airlines
Best Buy
eBay
Target
The Home Depot
How to apply
If approved, you'll get a PayPal Credit Card to use everywhere Mastercard is accepted or a PayPal Credit digital line to use when checking out with PayPal.
Start your application
Get a decision in seconds
If approved,
start shopping
Frequently asked questions
All in the
PayPal app
It’s your do-it-all digital wallet. Load up on offers before you shop. Track your packages. And manage it all on the go.