PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

Last Updated: 16, July 2025

You can find details about changes to our rates and fees and when they will apply on our

Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic

A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International

A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table. If any fees are displayed on our fee pages in currencies other than Brazilian Reais, they will be charged in the equivalent amount in Brazilian Reais.

Market Code Table

We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

Brazil (BR)

Commercial Transaction Rates

When you buy or sell goods or services, make any other commercial type of transaction or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”. For more information please see the fees for selling and receiving payments in our User Agreement.

Standard rate for receiving domestic transactions

Fee Table: Standard rate for receiving domestic transactions

Transaction Type

Rate

Commercial Transactions

4.79% + fixed fee

Standard Credit and Debit Card Payments

4.79% + fixed fee

Pix Receivables

Pix Receivables rates apply

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.

Additional percentage-based fee for international commercial transactions

The variable fee shall be increased by the percentage points set out below:

Fee Table: Additional percentage-based fee for international commercial transactions

Transaction Type

Rate

Commercial Transactions

+1.61%

Standard Debit and Credit Card Payments

+1.61%

Fixed fee for commercial transactions (based on currency received)

Fee Table: Fixed fee for commercial transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for commercial transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.20 GBP

US dollar

0.30 USD

Charity Transaction Rates

Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received by you. Any reference to “fixed fee” means the fixed fee for charity transactions.

Receiving domestic charity transactions

Fee Table: Receiving domestic charity transactions

Payment Type

Rate

Charity Transactions

Commercial transaction rates apply

Receiving international charity transactions

Fee Table: Receiving international charity transactions

Payment Type

Rate

Charity Transactions

Commercial transaction rates apply

Fixed fee for charity transactions (based on currency received)

Fee Table: Fixed fee for charity transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for charity transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.20 GBP

US dollar

0.30 USD

Installment Payments

Buyers may elect to pay you in two to twelve installments payments. Commercial transaction rates plus the installment processing fee below will apply to these payments.

Receiving installment transactions

Fee Table: Receiving installment transactions

If your customer pays in:

Then you pay the additional fee of:

2 monthly Installments

1.92%

3 monthly Installments

3.84%

4 monthly Installments

5.76%

5 monthly Installments

7.68%

6 monthly Installments

9.60%

7 monthly Installments

11.52%

8 monthly Installments

13.44%

9 monthly Installments

15.36%

10 monthly Installments

17.28%

11 monthly Installments

19.20%

12 monthly Installments

21.12%

Pix Receivables

The acceptance of Pix payments for the sale of products or services ("Pix Receivables") is only available to eligible Business Accounts. The associated fees for Pix Receivables are outlined below:

Pix Receivables

Fee Table: Pix Receivables

Payment Type

Rate

Pix Receivables (same day D+0)

0.99% of total transaction amount (minimum fee of 0.05 BRL) + a 0.10 BRL fee per settlement

Pix Receivables (next business day D+1)

0.99% of total transaction amount (minimum fee of 0.05 BRL) + zero fee per settlement

Insufficient Balance Refund Fee

If a refund or reversal occurs and your account lacks funds, PayPal may require a top-up, charging 0.10 BRL per event.

PayPal Payouts

PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment.

Sending PayPal Payouts

Fee Table: Sending PayPal Payouts

Transaction

Rate

PayPal Payouts

2% of total transaction amount (not to exceed the maximum fee cap below)

BR PayPal Payouts: PayPal Payouts is available to Balance Business Accounts and can only be funded by your PayPal balance in Brazilian Reais. PayPal Payouts are not available for international payments.

Maximum fee cap for PayPal Payouts

Fees Table: Maximum fee cap for PayPal Payouts

Currency

Maximum Fee Cap (per recipient)

Brazilian real

2.00 BRL

Micropayments

Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 7.99 BRL. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received by you. Please contact us to apply for the Micropayment rate.

Receiving micropayments

Fee Table: Receiving micropayments

Transaction

Rate

Domestic micropayments & micropayments for Digital Goods

9.50% + micropayments fixed fee

International micropayments & micropayments for Digital Goods

10.50% + micropayments fixed fee

Micropayments fixed fee

Based on payment currency:

Fee Table: Micropayments fixed fee

Currency

Fee

Australian dollar

0.05 AUD

Brazilian real

0.10 BRL

Canadian dollar

0.05 CAD

Czech koruna

1.67 CZK

Danish krone

0.43 DKK

Euro

0.05 EUR

Hong Kong dollar

0.39 HKD

Hungarian forint

15.00 HUF

Israeli new shekel

0.20 ILS

Japanese yen

7.00 JPY

Malaysian ringgit

0.20 MYR

Mexican peso

0.55 MXN

Fee Table: Micropayments fixed fee

Currency

Fee

New Taiwan dollar

2.00 TWD

New Zealand dollar

0.08 NZD

Norwegian krone

0.47 NOK

Philippine peso

2.50 PHP

Polish zloty

0.23 PLN

Russian ruble

2.00 RUB

Singapore dollar

0.08 SGD

Swedish krona

0.54 SEK

Swiss franc

0.09 CHF

Thai baht

1.80 THB

UK pounds sterling

0.05 GBP

US dollar

0.05 USD

Chargeback Fees

For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout (PayPal Plus), we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

The chargeback fee is based on the currency received as follows:

Chargeback fees

Fee Table: Chargeback fees

Currency

Fee

Australian dollar

15.00 AUD

Brazilian real

45.00 BRL

Canadian dollar

15.00 CAD

Czech koruna

250.00 CZK

Danish krone

60.00 DKK

Euro

11.25 EUR

Hong Kong dollar

75.00 HKD

Hungarian forint

2,000.00 HUF

Israeli new shekel

40.00 ILS

Japanese yen

1,300.00 JPY

Malaysian ringgit

40.00 MYR

Mexican peso

110.00 MXN

Fee Table: Chargeback fees

Currency

Fee

New Taiwan dollar

330.00 TWD

New Zealand dollar

15.00 NZD

Norwegian krone

65.00 NOK

Philippine peso

500.00 PHP

Polish zloty

30.00 PLN

Russian ruble

320.00 RUB

Singapore dollar

15.00 SGD

Swedish krona

80.00 SEK

Swiss franc

10.00 CHF

Thai baht

360.00 THB

UK pounds sterling

7.00 GBP

US dollar

10.00 USD

Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

Standard Dispute Fees

Fee Table: Standard Dispute Fees

Currency

Fee

Australian dollar

12.00 AUD

Brazilian real

35.00 BRL

Canadian dollar

10.00 CAD

Czech koruna

185.00 CZK

Danish krone

55.00 DKK

Euro

7.00 EUR

Hong Kong dollar

65.00 HKD

Hungarian forint

2450.00 HUF

Indian Rupee

580.00 INR

Israeli new shekel

30.00 ILS

Japanese yen

870.00 JPY

Malaysian ringgit

35.00 MYR

Mexican peso

160.00 MXN

Fee Table: Standard Dispute Fees

Currency

Fee

New Taiwan dollar

250.00 TWD

New Zealand dollar

13.00 NZD

Norwegian krone

75.00 NOK

Philippine peso

405.00 PHP

Polish zloty

30.00 PLN

Russian ruble

600.00 RUB

Singapore dollar

11.00 SGD

Swedish krona

75.00 SEK

Swiss franc

8.00 CHF

Thai baht

250.00 THB

UK pounds sterling

6.00 GBP

US dollar

8.00 USD

High Volume Dispute Fees

Fee Table: High Volume Dispute Fees

Currency

Fee

Australian dollar

24.00 AUD

Brazilian real

70.00 BRL

Canadian dollar

20.00 CAD

Czech koruna

370.00 CZK

Danish krone

110.00 DKK

Euro

14.00 EUR

Hong Kong dollar

130.00 HKD

Hungarian forint

4900.00 HUF

Indian Rupee

1160.00 INR

Israeli new shekel

60.00 ILS

Japanese yen

1740.00 JPY

Malaysian ringgit

70.00 MYR

Mexican peso

320.00 MXN

Fee Table: High Volume Dispute Fees

Currency

Fee

New Taiwan dollar

500.00 TWD

New Zealand dollar

26.00 NZD

Norwegian krone

150.00 NOK

Philippine peso

810.00 PHP

Polish zloty

60.00 PLN

Russian ruble

1200.00 RUB

Singapore dollar

22.00 SGD

Swedish krona

150.00 SEK

Swiss franc

16.00 CHF

Thai baht

500.00 THB

UK pounds sterling

12.00 GBP

US dollar

16.00 USD

Currency Conversions

When transactions require a currency conversion, PayPal engages a licensed bank to perform the currency conversion. For information about currency conversion, please see the user agreement.

The exchange rate is determined based on rates available in the wholesale currency market and PayPal applies the Currency Conversion Fee to the exchange rate. The fee depends on the type of currency conversion, as follows:

Conversion of payments when received in another currency

Includes PayPal Payouts:

Fee Table: Conversion of payments when received in another currency

Rate

3.50% above the base exchange rate (to form the transaction exchange rate)

Conversions in all other cases

Rates for all other currency conversions (e.g. when sending payments not in BRL):

Fee Table: Conversions in all other cases

Rate

4.50% above the base exchange rate (to form the transaction exchange rate)

Withdrawals Out of PayPal

If you have a Balance Business Account you can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account.

Withdrawing a balance from a Balance Business Account

Fee Table: Withdrawing a balance from a Balance Business Account

Withdrawal/Transfer to

Withdrawal/Transfer Type

Rate

Bank account

Standard

No Fee

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

Fee Table: Other Fees

Activity

Description

Rate

Bank Return on Withdrawals/Transfers out of PayPal

This fee is charged when a withdrawal/transfer to a bank or payment account is attempted by a user and it fails because incorrect bank account information or delivery information is provided.

No Fee

Commercial Transaction Refunds

Full Refunds

  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.

Partial Refunds

  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.