PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

Last Updated: 15, July 2026

You can find details about changes to our rates and fees and when they will apply on our

Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

All amounts and percentages expressed below are subject to VAT. If an invoice for PayPal related fees is required, click here. To receive invoices, you will need to register on Detecno’s web site. Once registered, you can request invoices from the previous month only. Going forward, you will receive invoices from the current month as well as following months.

Domestic

A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International

A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.

Market Code Table

We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

Mexico (MX)

Commercial Transaction Rates

When you buy or sell goods or services, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

Standard rate for receiving domestic transactions

Fee Table: Standard rate for receiving domestic transactions

Transaction Type

Rate

Commercial Transactions

3.95% + fixed fee

Merchant rate for receiving domestic transactions

Subject to eligibility, application approval by PayPal and the terms of the user agreement, this rate will apply to all domestic commercial transactions. PayPal may evaluate applications on a case-by-case basis, including, without limitation on the following criteria: qualifying monthly sales volume, size of average shopping cart and an account in good standing. See our user agreement for more details. Please contact us to apply for Merchant rates.

Fee Table: Merchant Rate for receiving domestic transactions

Market/Region of recipient’s address

Aggregate monetary amount of commercial transactions received in the previous calendar month from users in Mexico

Rate

And when you receive payments in your account from users outside of Mexico, the additional percentage-based fee for international commercial transactions will also apply

Mexico (MX)

50,000.00 – 249,999.99 MXN

3.65% + fixed fee

additional percentage-based fee for international commercial transactions

250,000.00 – 499,999.99 MXN

3.45% + fixed fee

500,000.00 – 999,999.99 MXN

3.15% + fixed fee

1,000,000.00+ MXN

2.95% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.

Additional percentage-based fee for international commercial transactions

Fee Table: Additional percentage-based fee for international commercial transactions

Where sender’s market/region is

Fee

Outside of Mexico (MX)

0.50%

Fixed fee for commercial transactions (based on currency received)

Fee Table: Fixed fee for commercial transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for commercial transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.20 GBP

US dollar

0.30 USD

Charity Transaction Rates

Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received in your PayPal account. Any reference to “fixed fee” means the fixed fee for charity transactions.

Receiving domestic charity transactions

Fee Table: Receiving domestic charity transactions

Transaction Type

Rate

Mexico (MX)

2.95% + fixed fee

Receiving international charity transactions

The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international commercial transactions.

Fixed fee for charity transactions (based on currency received)

Fee Table: Fixed fee for charity transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for charity transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.20 GBP

US dollar

0.30 USD

Installment Payments

When available, you may offer PayPal users the possibility to pay by using a monthly installment program. Commercial transaction rates plus the installment processing fee below will apply to these payments. The installment processing fee applies per installment payment.

Receiving installment transactions

Fee Table: Receiving installment transactions

Available Installment Options

Rate

3 monthly Installments

  • Includes 4x for Citibanamex only

Commercial transaction rate + 4.49%

6 monthly Installments

Commercial transaction rate + 7.49%

9 monthly Installments

Commercial transaction rate + 9.99%

12 monthly Installments

Commercial transaction rate + 12.49%

18 monthly Installments

Commercial transaction rate + 17.49%

24 monthly Installments

  • Citibanamex Only

Commercial transaction rate + 18.99%

PayPal Point of Sale Fees

Use of PayPal Point of Sale is subject to eligibility, application, approval by PayPal and your acceptance of the PayPal Point of Sale Agreements (formerly known as the PayPal Zettle Terms and Conditions). These rates will apply to the following payment types received using PayPal Point of Sale.

Standard rate for receiving transactions using PayPal Point of Sale

Fee Tale: Standard rate for receiving transactions using PayPal Point of Sale

Payment Type

Rate

Card Present Transactions

3.5% + VAT

Installment transactions

An additional percentage-based fee applies for installment transactions. These payments will be subject to the standard rate for receiving transactions using PayPal Point of Sale plus the monthly installment processing fee as set out in the table immediately below (the “Installment Fee”). The Installment Fee will be applied to each monthly payment.

Fee Table: Installment transactions

Monthly payments

Rate

3

Standard rate + 4% + VAT

6

Standard rate + 7% + VAT

9

Standard rate + 9% + VAT*

12

Standard rate + 12% + VAT*

*All transactions processed with BBVA cards at 9 and 12 months, will have an additional cost of 1% + VAT
The minimum amount required to use this option is $500.00 MXN. Participating banks that offer installment payments service are listed on the [PayPal Point of Sale Agreements] Eligible cards for the installment service depend on the issuing bank.
Other terms and conditions may apply based on the PayPal agreements.

Advanced Credit and Debit Card Payments

Use of Advanced Credit and Debit Card Payments is subject to eligibility, application, approval by PayPal and your acceptance of the terms of your country’s/territory’s Advanced Credit and Debit Card Payments and Virtual Terminal. These rates will apply to all commercial transaction card payments received using Advanced Credit and Debit Card Payments.

Receiving domestic transactions using Advanced Credit and Debit Card Payments

Fee Table: Receiving domestic transactions using Advanced Credit and Debit Card Payments

Payment type

Rate

Advanced Credit and Debit Card Payments

3.55% + fixed fee

Receiving international transactions using Advanced Credit and Debit Card Payments

The fee for receiving domestic transactions using Advanced Credit and Debit Card Payments applies plus the additional percentage-based fee for international commercial transactions.

Fixed fee for Advanced Credit and Debit Card Payment transactions (based on currency received)

Fee Table: Fixed fee for Advanced Credit and Debit Card Payment transactions (based on currency received)

Currency

Fee

Currency

Fee

Australian dollar

0.30 AUD

New Taiwan dollar

10.00 TWD

Brazilian real

0.60 BRL

New Zealand dollar

0.45 NZD

Canadian dollar

0.30 CAD

Norwegian krone

2.80 NOK

Czech koruna

10.00 CZK

Philippine peso

15.00 PHP

Danish krone

2.60 DKK

Polish zloty

1.35 PLN

Euro

0.35 EUR

Russian ruble

10.00 RUB

Hong Kong dollar

2.35 HKD

Singapore dollar

0.50 SGD

Hungarian forint

90.00 HUF

Swedish krona

3.25 SEK

Israeli new shekel

1.20 ILS

Swiss franc

0.55 CHF

Japanese yen

40.00 JPY

Thai baht

11.00 THB

Malaysian ringgit

2.00 MYR

UK pounds sterling

0.20 GBP

Mexican peso

4.00 MXN

US dollar

0.30 USD

Other fees for using Advanced Credit and Debit Card Payment Services

Fee Table: Other fees for using Advanced Credit and Debit Card Payment Services

Activity

Description

Fee

Chargeback Protection Tool

Optional Service

1.00% per transaction

Alternative Payment Method Rates

Depending on the offering, alternative payment methods (APMs) may be made available as Payment Types for your customers.

For a complete listing of the APMs that may be available, please see your market’s APM agreement. You must accept the terms of your market’s APM agreement before receiving APM payments.

Fee Tale: Alternative Payment Method Rates

Alternative Payment Method

Rate

Thailand Online Bank Transfer, Latvian Online Bank Transfer, Lithuanian Online Bank Transfer, Skrill, Ovo Premium, GoPay, Blik Pay Later, Kredivo, FLOA Pay (interest bearing for consumers) , NaverPay, PicPay, NuPay, TrueMoney, Airtel, Pago Efectivo

5.49% + fixed fee

FLOA Pay (non-interest bearing for consumers)

6.5% + fixed fee

Doku,FIUU Cash, LinkAja, Jenius Pay, Paysera, DragonPay, Estonia Banks, Ovo, Oxxo Pay, HaloPesa, Mixx by Yas, Payattitude, PesaLink, Promptpay QR, Opay, Bre-B, Nigerian Bank Transfer (NIBBS), Viet QR, Coins

3.95% + fixed fee

Mercado Pago, ShopeePay

5.99% + fixed fee

PaysafeCard

15% + fixed fee

All Other Alternative Payment Methods

3.55% + fixed fee

Receiving international transactions

The fee for receiving APM transactions applies plus the additional percentage-based fee for international commercial transactions.

Fixed fee for APM transactions (based on currency received)

Fee Table: Fixed fee for APM transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for APM transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.20 GBP

US dollar

0.30 USD

Micropayments

Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 5.00 MXN. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rate.

Receiving micropayments

Fee Table: Receiving micropayments

Transaction

Rate

Domestic micropayments for Digital Goods

5.00% + micropayments fixed fee

International micropayments for Digital Goods

5.50% + micropayments fixed fee

Micropayments fixed fee

Based on payment currency:

Fee Table: Micropayments fixed fee

Currency

Fee

Australian dollar

0.05 AUD

Brazilian real

0.10 BRL

Canadian dollar

0.05 CAD

Czech koruna

1.67 CZK

Danish krone

0.43 DKK

Euro

0.05 EUR

Hong Kong dollar

0.39 HKD

Hungarian forint

15.00 HUF

Israeli new shekel

0.20 ILS

Japanese yen

7.00 JPY

Malaysian ringgit

0.20 MYR

Mexican peso

0.55 MXN

Fee Table: Micropayments fixed fee

Currency

Fee

New Taiwan dollar

2.00 TWD

New Zealand dollar

0.08 NZD

Norwegian krone

0.47 NOK

Philippine peso

2.50 PHP

Polish zloty

0.23 PLN

Russian ruble

2.00 RUB

Singapore dollar

0.08 SGD

Swedish krona

0.54 SEK

Swiss franc

0.09 CHF

Thai baht

1.80 THB

UK pounds sterling

0.05 GBP

US dollar

0.05 USD

Chargeback Fees

To cover the cost of processing chargebacks, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

This fee does not apply if the transaction is covered by the PayPal Seller Protection Policy.

The chargeback fee is based on the currency received as follows:

Chargeback fees

Fee Table: Chargeback fees

Currency

Fee

Australian dollar

15.00 AUD

Brazilian real

20.00 BRL

Canadian dollar

15.00 CAD

Czech koruna

250.00 CZK

Danish krone

60.00 DKK

Euro

11.25 EUR

Hong Kong dollar

75.00 HKD

Hungarian forint

2,000.00 HUF

Israeli new shekel

40.00 ILS

Japanese yen

1,300.00 JPY

Malaysian ringgit

40.00 MYR

Mexican peso

110.00 MXN

Fee Table: Chargeback fees

Currency

Fee

New Taiwan dollar

330.00 TWD

New Zealand dollar

15.00 NZD

Norwegian krone

65.00 NOK

Philippine peso

500.00 PHP

Polish zloty

30.00 PLN

Russian ruble

320.00 RUB

Singapore dollar

15.00 SGD

Swedish krona

80.00 SEK

Swiss franc

10.00 CHF

Thai baht

360.00 THB

UK pounds sterling

7.00 GBP

US dollar

10.00 USD

Currency Conversions

For information about how we convert currency, please see the user agreement.

The transaction exchange rate used for your currency conversion includes a fee which we charge above the base exchange rate. The fee depends on the type of currency conversion, as follows:

Converting payments when received in another currency

Plus VAT:

Fee Table: Converting payments when received in another currency

Rate

3.50% above the base exchange rate (to form the transaction exchange rate)

Conversions in all other cases

Rates for all other currency conversions (e.g. when sending payments not in MXN) plus VAT:

Fee Table: Conversions in all other cases

Rate

4.00% above the base exchange rate (to form the transaction exchange rate)

Withdrawals Out of PayPal

You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

Withdrawing a balance from a business PayPal account

Fee Table: Withdrawing a balance from a business PayPal account

Withdrawal/Transfer to

Withdrawal/Transfer Type

Rate

Bank account

Standard

No Fee (when no currency conversion is involved)

Bank account

Instant transfer

40.00 MXN (when no currency conversion is involved)

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

Fee Table: Other Fees

Activity

Description

Rate

Bank Return on Withdrawal/Transfer out of PayPal

This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.

No Fee

Commercial Transaction Refunds

Full Refunds

  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.

Partial Refunds

  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.

Credit Card and Debit Card Confirmation(s)

Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process.

See Credit Card and Debit Card Link and Confirmation Table below.

Credit Card and Debit Card Link and Confirmation Table

Fee Table: Credit Card and Debit Card Link and Confirmation Table

Currency

Fee

Australian dollar

2.00 AUD

Brazilian real

4.00 BRL

Canadian dollar

2.45 CAD

Czech koruna

50.00 CZK

Danish krone

12.50 DKK

Euro

1.50 EUR

Hong Kong dollar

15.00 HKD

Hungarian forint

400.00 HUF

Israeli new shekel

8.00 ILS

Japanese yen

200.00 JPY

Malaysian ringgit

10.00 MYR

Mexican peso

20.00 MXN

Fee Table: Credit Card and Debit Card Link and Confirmation Table

Currency

Fee

New Taiwan dollar

70.00 TWD

New Zealand dollar

3.00 NZD

Norwegian krone

15.00 NOK

Philippine peso

100.00 PHP

Polish zloty

6.50 PLN

Russian ruble

60.00 RUB

Singapore dollar

3.00 SGD

Swedish krona

15.00 SEK

Swiss franc

3.00 CHF

Thai baht

70.00 THB

UK pounds sterling

1.00 GBP

US dollar

1.95 USD