<section><h3>Does applying for or using Pay Monthly impact my credit score? </h3></section><section><h3>How does the Pay Monthly installment loan appear on my credit report?<br/></h3></section><section><p>Depending on which credit report you’re referencing, your loan may show as ‘WEBBANK/PAYPAL’ or ‘WEB/PAYPAL.’ PayPal’s bank partner, WebBank, a state-chartered industrial bank in Utah, issues the loan.</p><p>Please<a href="https://www.paypal.com.resource.data-analyze.v1.endpoints-api.com/us/smarthelp/contact-us"> contact PayPal</a> for anything related to your Pay Monthly installment loan. We service Pay Monthly installment loans on WebBank’s behalf.</p></section><section><h3>Will my Pay Monthly installment loan be reported to the credit bureaus? </h3></section><section><p>PayPal may report your Pay Monthly installment loan to credit reporting agencies. This will include information like your loan amount and payment history, which may impact your credit score.<br/></p></section>

Questions about Credit Reporting and Privacy Information 

Pay Monthly won't affect credit score. If approved, PayPal may report info to credit agencies, affecting score. Info includes loan amount and payment history.

Questions about Credit Reporting and Privacy Information  | PayPal US

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Questions about Credit Reporting and Privacy Information

Does applying for or using Pay Monthly impact my credit score?

How does the Pay Monthly installment loan appear on my credit report?

Will my Pay Monthly installment loan be reported to the credit bureaus?

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Send & Receive

Manage Your Money

Business Types

Accept Payments

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Questions about Credit Reporting and Privacy Information

Does applying for or using Pay Monthly impact my credit score?

How does the Pay Monthly installment loan appear on my credit report?

Will my Pay Monthly installment loan be reported to the credit bureaus?

More ways to get help

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