Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms. If approved, you'll get a PayPal Credit Card to use everywhere Mastercard is accepted or a PayPal Credit digital line to use when checking out with PayPal.
PayPal credit options
Cash back? Special financing? Your call.
Payment options for your needs. Apply for a card that offers special financing on purchases of $149+¹, go with a card that gives you 3% cash back on your PayPal purchases², or try a Pay Later plan that meets your needs.
PayPal Credit Card
No Interest if paid in full in 6 months1
Enjoy special financing on all purchases of $149+1 everywhere PayPal or Mastercard® is accepted.
PayPal Cashback Mastercard®
Up to 3% cash back
Earn 3% back on your PayPal purchases.1 And 1.5% back on everything else. Use it anywhere Mastercard is accepted. There’s no annual fee.3 And no impact to your credit score if you're declined.4 Add it to your phone’s wallet, and tap to pay.
Buy Now, Pay Later
Get it now. Pay later.
Pay over time with no late fees. Choose from smart options like Pay in 45 or Pay Monthly.6
PayPal Debit Card⁷
Spend your PayPal balance
Shop in stores or online wherever Mastercard® is accepted. Plus, get 5% back8 in the monthly category of your choice.
Frequently asked questions
Discover more ways to pay
All in the
PayPal app
It’s your do-it-all digital wallet. Load up on rewards before you shop. Track your packages. And manage it all on the go.