Buy now, pay later for automotive

PayPal Pay Later payment options allow you to purchase items immediately and pay for them over time. With PayPal Pay Later options, you can split the cost into manageable payments, making it easier to oversee your budget. This is particularly useful for larger purchases, allowing you to enjoy what you want now while spreading the cost over weeks or a few months.

Using PayPal Pay Later for automotive purchases means you can maintain your vehicle without the burden of immediate costs. Buy car parts, accessories, or finance repairs and spread the cost over time—all with Purchase Protection.⁴

To check out with a PayPal Pay Later option , simply choose the automotive items you want to buy, go to checkout and select PayPal when it’s time to pay. You’ll be taken to your account where you can choose the PayPal Pay Later payment method that suits you and apply. Either opt in for Pay In 4 or Pay Monthly. Get a decision in seconds.

You can use PayPal Pay Later at select online automotive merchants that accept PayPal. Just look for the PayPal payment option during checkout and choose a Pay Later option. Check with your preferred automotive shop to see if they offer PayPal Pay Later. Many popular platforms, including major auto parts retailers and service centers accept PayPal Pay in 4 and Pay Monthly. Explore a list of participating stores on the PayPal website where you can pay with PayPal.

When applying for PayPal Pay in 4 and Pay Monthly for online shopping, a soft credit check may be needed but will not affect your credit score. You must be 18 years old or older when applying for Pay in 4 or Pay Monthly.

Using buy now, pay later options, such as PayPal Pay Later offerings, does not affect your ability to get a refund. If you return items purchased with PayPal's service, you can still receive a full refund for your items, just like you would with any other payment method. The refund will be processed according to the retailer's return policy, and your PayPal account will be updated accordingly.

If you don't receive your order, or it shows up significantly different than described, you may be eligible for a refund under PayPal’s Purchase Protection Program.⁴ Purchase Protection covers eligible items, including jewelry purchases, paid for with PayPal. Terms and limitations apply. Visit the PayPal Help Center to find out more about purchase protection and refunds.

Pay in 4 is always interest-free, with no late fees or sign-up fees.  With Pay Monthly, you will pay a fixed interest rate, which varies based on your credit, and you won't pay any late fees or sign-up fees.