Buy now, pay later for music

PayPal Pay Later options let you buy the things you love and pay for them over time. Choose from Pay in 4 to spread to cost of items $30-$1500 over four interest-free payments with no upfront fees, or Pay Monthly for larger purchases between $49 and $10,000. Choose from 3, 6, 12 or 24 monthly payments and enjoy a competitive APR of between 9.99% and 35.99%, based on creditworthiness.

With PayPal Pay Later, you can enjoy your favorite albums, concert tickets, or music equipment without paying the full cost upfront. Spreading out payments over time can help you stick to a budget. With PayPal, you can also access special rewards and offers.

You can buy concert tickets online at merchants that accept PayPal at checkout. To check out with a PayPal Pay Later option , simply choose the items you want to buy, go to checkout and select PayPal when it’s time to pay. You’ll be taken to your account where you can choose the PayPal Pay Later payment method that suits you. Either opt in for Pay In 4 or Pay Monthly. Get a decision in seconds.

Many popular booking platforms and online stores accept PayPal Pay Later options, including concert ticket platforms and music equipment stores. Retailers like Ticketmaster and StubHub, along with major music equipment brands, often offer PayPal Pay Later options at checkout.

You can use PayPal Pay Later at select venues that accept PayPal for online purchases. This option can be used for buying tickets or merchandise directly from a venue’s website. Simply check if the venue supports PayPal as a payment option and then select Pay Later at checkout.

When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score.  You must be 18 years old or older when applying for Pay Later.

Using buy now, pay later options, such as PayPal Pay Later offerings, does not affect your ability to get a refund. If you return items purchased with PayPal's service, you can still receive a full refund for your items, just like you would with any other payment method. The refund will be processed according to the retailer's return policy, and your PayPal account will be updated accordingly.

If you don't receive your order, or it shows up significantly different than described, you may be eligible for a refund under PayPal’s Purchase Protection Program.⁴ Purchase Protection covers eligible items, including jewelry purchases, paid for with PayPal. Terms and limitations apply. Visit the PayPal Help Center to find out more about purchase protection and refunds.

Pay in 4 is always interest-free, with no late fees or sign-up fees.  With Pay Monthly, you will pay a fixed interest rate, which varies based on your credit, and you won't pay any late fees or sign-up fees.